FINANCE, BANKING AND INSURANCE (FIN) FIN 1530-1549. Selected Topics/(1-4).On Demand. FIN 2500. Independent Study/(1-4).F;S. FIN 2530-2549. Selected Topics/(1-4).On Demand. FIN 2860. Personal Finance/(3).On Demand. A study of the key concepts, tools, and techniques of personal financial management. Focus is placed on the financial statements of the individual. The balance sheet model includes a discussion of personal assets - both financial and non- financial, personal liabilities including all types of loans, and personal net worth. The implications of the current financial environment (i.e., changing tax laws, savings instruments, interest rates, etc.) is also considered from the standpoint of the individual. FIN 3010. Survey of Finance/(3).F;S. This course is not open to business majors for credit. An introduction to the field of finance in the private sector. The student is introduced to financial management in the business firm to the principles of investment and valuation, and to financial markets and prices. FIN 3071. Principles of Risk Management and Insurance/(3).F;S. An introductory study of the risk management process and the importance of insurance as a method of handling risk. This course is designed to generate an awareness of the nature of risk, its effects on individual and business decisions, and the methods available for treating risk. Course content includes property insurance, auto insurance, life and health insurance, workers compensation and employee benefits. Relationships between risk management and other functional areas of business are also considered. Prerequisite: admission to the College of Business. FIN 3072. Personal Property, Liability, Life and Health Insurance/(3).F;S. Provides a comprehensive examination of the personal risk management and financial planning uses of personal property and liability insurance, and life and health insurance. Discussion includes homeowners policies and other residential insurance coverages, small business needs for property and liability insurance, life insurance, and health insurance. Also considered are retirement planning, estate planning, and business continuation planning. Prerequisite: FIN 3071. (WRITING) FIN 3073. Commercial Property and Liability Insurance/(3).F;S. Provides a comprehensive examination of commercial property and liability insurance including commercial property and commercial liability risk management; the legal environment of property and liability insurance; and property and liability insurance function, practices and issues. Prerequisite: FIN 3071. FIN 3350. International Business Transactions/(3).F;S. The mechanics of international trade involving private and public law are the essentials for study. Emphasis is on providing the exporter/importer with legal knowledge to facilitate international trade and its related activities. Basic international agreements for trade will be examined, including GATT and its implications for U.S. importers under American law. Legal problems of multinational corporations, technology transfer, and business ethics are also studied. Prerequisite: LAW 2150 or permission of the instructor. FIN 3500. Independent Study/(1-4).F;S. FIN 3520. Instructional Assistance/(1).F;S. A supervised experience in the instructional process on the university level through direct participation in the classroom situation. Grading will be on a satisfactory/unsatisfactory basis only. Prerequisite: junior or senior standing. May be repeated for a total credit of three semester hours. FIN 3530-3549. Selected Topics/(1-4).On Demand. FIN 3680. Introduction to Finance/(3).F;S. An introduction to the field of finance in the private sector. The student is introduced to financial management in the business firm to the principles of investment and valuation, and to financial markets and prices. Prerequisites: BUS 1050, ACC 1100, and admission to the College of Business. FIN 3690. Financial Management/(3).F;S. Study of financial functions of a business enterprise conducted from the standpoint of the financial manager. Emphasis on analysis, planning, and control; working capital management; capital budgeting; long-term financing; financial structure and valuation; and required return. Prerequisite: FIN 3680. FIN 3790. Banking and Financial Markets/(3).F;S. A study of the theory and practice of the flow of funds from savers to borrowers through the financial markets. It includes the study of banks and other finanacial institutions through which funds flow, and of the financial instruments such as stocks, bonds, T-bills, etc. used in the transfer of funds from savers to borrowers. The focus is on the supply and demand for short-term and long-term funds in the financial markets, the resulting yields, and the overall effects of financial market conditions on the functioning of the economy. Prerequisite: FIN 3680. (WRITING) FIN 3850. Real Estate Principles and Practices/(3).F;S. A comprehensive introduction to real estate, with emphasis on finance, investment, law, appraisal, brokerage, and property management applications. FIN 3890. Survey of Investments/(3).F;S. A survey of investment instruments and investment goals. The course provides an overview of basic techniques used to analyze, evaluate, and manage investments. Investment instruments examined include money market instruments, common stocks, bonds, options, futures, and investment companies. Prerequisite: FIN 3680. (SPEAKING) FIN 3900. Internship/(6-9).F;S. A full-time work experience in business. Nine semester hours of credit are granted for a normal 15-week internship. Six semester hours are granted for a 10-week internship which is generally during the summer only. Prerequisite: admission to the College of Business and permission of the department chairperson. Graded on an S/U basis. FIN 4500. Independent Study/(1-4).F;S. FIN 4510. Senior Honors Thesis/(3).On Demand. Independent study and research project directed by departmental faculty advisor on a topic of mutual interest to both student and advisor. The thesis should be completed during the senior year as a final requirement for graduation with honors in business and includes a formal presentation to the college faculty. FIN 4530-4549. Selected Topics/(1-4).On Demand. FIN 4570. Risk Management/(3).F;S. Study of risk recognition, risk control, and risk financing techniques used to achieve basic organizational goals such as profit maximization, earnings stability, and growth. Case studies are used to provide insight to the risk management process. Prerequisite: FIN 3071. (SPEAKING) [Dual-listed with FIN 5570.] FIN 4580. Financial Planning/(3).F;S. Covers the gathering of financial information necessary to determine individuals' financial needs and evaluating life insurance and other financial instruments which will best meet these needs. Prerequisite: FIN 3071. [Dual-listed with FIN 5580.] FIN 4610. Commercial Bank Management/(3).F;S. A study of the management decisions needed in order to successfully operate a commercial bank as a part of the financial services industry. The competitive structure of the industry and problems of banks and other financial institutions are considered. Emphasis is given to asset/liability management. Prerequisites: FIN 3690, and either FIN 3790 or ECO 3070. [Dual-listed with FIN 5610.] FIN 4620. Investment Management/(3).F;S. The course examines traditional and modern approaches to investment analysis and portfolio management. Topics covered include stock selection and evaluation methods, portfolio theory, asset allocation, market efficiency, and portfolio management techniques. Detailed stock analysis projects will be completed and presented. Students will receive hands-on investment experience through the management of the Elbert V. Bowden Student Managed Investment Fund. Prerequisites: FIN 3890 with a minimum grade of B-, and FIN 3690. [Dual-listed with FIN 5620.] FIN 4660. Financial Decision Making and Statement Analysis/(3).F;S. A corporate finance course that focuses on applied financial analysis and financial decision making. Emphasis is placed on financial statement analysis and forecasting. Course coverage also includes analysis of risk and return and working capital management. Computer applications are required. Students are required to make presentations to the class. Prerequisites: FIN 3690 and 3890. [Dual-listed with FIN 5660.] FIN 4710. Issues in Bank Management/(3).On Demand. This course focuses on the real world, day-to-day operation of commerical banks and the rapidly changing legal, regulatory, and competitive environment in the banking/financial services industry. Important topics covered include commercial and consumer lending, trust functions and services, mergers and acquisitions, funds management and investments, international banking activities, and others. Students are required to do a research project involving interviews with bankers, and focusing on a current topic of interest to bankers. Prerequisite: FIN 4610 and permission of the instructor. FIN 4750. International Business Finance/(3).F;S. A study of international markets and the financial operations that take place in those markets. The financial aspects and operations of multinational corporations are highlighted. Key topics covered include exchange rate behavior and risk management, financing of international trade and operations, and international capital budgeting. Prerequisite: FIN 3680. (MULTI-CULTURAL) [Dual-listed with FIN 5750.] FIN 4810. Seminar/(1-3).On Demand. FIN 4910. Seminar: Hospital and Health Law/(3).On Demand. This course is designed to provide students with a background in health and hospital law principles. Particular emphasis is placed on the basis of liability of public and private hospitals, other health care service organizations, and health care personnel. Other topics include contracts, torts, duties, and administrative agency regulations unique to health care services organizations. (Same as HCM 4910.)